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My Quarantine Story

Whattt !! Its been 16 days since Malaysia Movement Control Order (MCO) started, its hard to imagine that its already been so many day since the country has gone into partial lockdown. It all started on the 18th of March 2020 and the announcement was done just a few days prior to the implementation of the MCO.

At first everyone was going crazy and started buying trolley load of food and everything thinking that there would be lack of grocery supplies as the announcement wasn’t very clear as to what would still remain open and what would not.

Supermarts tell Malaysians to resist panic buying as country shuts ...

During the 1st week of the MCO implementation the police was still not enforcing strictly and was still encouraging people to practice

  • social distancing
  • no gathering
  • can only buy take away food and not sit at restaurants
  • no chilling with friends
  • no going to the parks

A number of Malaysians had comply and stayed at home, however there were those who just could not do that. They had tons of excuses when approached by security which of course proceeded for the govt to start enforcing the MCO togather with the help of the Malaysian National Guards.

So what have I been doing ?

Work

Well .. the quarantine life for me has been a whole new interesting experience. I’ve started doing numerous video calls to see if this was a good way to grow the community for HIVE and also to gain awareness of Crypto & Blockchain. Yes I consider this work as I seriously love doing it apart for a few other things.

Family

Now this is the hard part. Since my wife is not around here in Malaysia and is stuck overseas for work, I gotta be the dad and the mom in the house. Juggling between all of that is not too hard however it does get tiring at times.

I guess I’m pretty lucky as they are not too young and is able to help me out here and there. Those who are with toddlers, these would be an extremely hard time for them.

One of the good thing coming out of this is that I have definitely improved my cooking skills. THANK YOU YOUTUBE !!

With countless of videos of food recipes, these are like the best time to try it out. And I have my 2 lil kids to try it out as well… my honest “critics”

Everyday I try to see if I can try a new recipe and if I have the ingredients for it.

So … cooking simple dishes is not that hard, however sometimes you just can’t seem to get that “perfect” taste. Its either too salty or too bland.

Kids Education

One of the worrying thought as a parent is the continuation of the kids education even though we are all at home. The year 2020 is surely going to be known as the year where everyone had to adapt to Video calls and Online Shopping.

I managed to get in touch with the kids teachers and the kids also was contacted by the teachers for various subjects. After 2 weeks of extended “school holidays” .. the lessons started to commence.

A least the teachers were willing to adapt to online teaching. It wasn’t so smooth at first however after the 2nd time, these teachers were pros.

Even my youngest son also started having classes conducted by the teachers.

For me … during their tuition time, at least it gives me some quiet time to get some done on the computer before starting to prepare for the next meal.

My daily routine – a rough schedule

  • Get up
  • Feed noisy kids breakfast
  • Do some work
  • Cook
  • Feed hungry kids lunch
  • Clean up
  • Entertain kids
  • Do a bit more work
  • Cook
  • Feed hyper-energetic kids
  • Get kids rdy for online tuition
  • Do some video conference calls
  • Binge watch some TV show which always ends up the TV binge watching me sleep

Summary

Its hard for some to just stay at home, as we have no idea how long this would last.

I’m glad that I’m able to be at home with my family unlike the thousands of front liners which place their lives at risk every single day trying to fight this Covid-19 pendamic.

Our prayers to the front liners all around the globe, to keep them safe and to be able to stay strong. We all respect you guys ! The heroes of today !

HACKED – here is me sharing my experience

It was just 3 weeks ago where I woke up one morning getting ready to send my kids to school and thought it was going to be just an ordinary day.

After having breakfast and drove my kids to school, my phone’s DND turned off and as I was driving back home I started to get a few notifications on my phone.

As I got back and sat in front of my PC, I checked all my phone messages and this was one of the many similar messages I received.

I was pretty much shocked as to why I was receiving this message as I surely didn’t get online nor did any task online for anything at 7am in the morning .

There were a number of Microsoft Accounts which I have and I started to be very suspicions of this activity leading me to start trying to login to all my email accounts of importance.

All was able to login except for 1 of my account. A very old account which I created more then 15 years ago. I have not logged into this account for awhile however I still remembered my password as I’ve not changed it for a long time.

Seeing that I was unable to login, I quickly did a reset and true enough, each time I reset it required a authentication code which showed similar message as above.

By now, I’ve got 2 scenarios in which I was thinking off.

  • My email is hacked and password was compromised
  • My phone SIM card is cloned thus getting weird messages

To eliminate one of the possibilities, I quickly head off to the telco and got my SIM CARD change. While doing that … I then realized my FB could not login and few other stuff I was unable to login.

Things was getting extremly critical at this point and I was in a mere panic state

Let's end the panic over Facebook's algorithm changes | Digital ...

So ok .. taking things I knew I had to take drastic measures. As all I could do not is the most obvious thing.

LOGIN EVERY ACCOUNT I HAD AND CHANGED PASSWORD !

I quickly did all of those … login to my main emails and change password. Then login to my social media like FB and change password … loging to all my crypto related exchanges and change password.

However while I was doing all of that, it seem that my main email accounts ( none microsoft ) keeps resetting itself again.

What I did next closed the leak

Keeping a clear head was the main thing, as I was already in a state of panic .. so thinking back, my old email account ( HOTMAIL from microsoft )

  • I had to recover that and after I got a new SIMCARD and then change the password on that.
  • I also enabled secondary verification by phone. Lucky I had 2 phones

Once I did that I checked all the security login logs. It looks something like this.

One of it was successful as I went thru the logs and it was connected from CANADA. Unfortunatly I don’t have the screen shot here.

Now once I cleared that, added security, it was time to change once more all my other accounts password once more.

This time, all my passwords remained changed and didn’t reset itself. By then a few accounts were unable to be access already as it was changed to a unknown password, however I manage to recover it.

How they managed to gain access and hack my accounts !

This is just a rough indication on how they were able to access a lot of my stuff because I didn’t pay attention to my recovery email which I’ve not login for the longest time since I do not use it much anymore.

For those of you who do not know what IMAP is , its basically a way to syncronize your emails thru 3rd party apps for example if you are using iPhone and wanted IOS to manage your mails, you would use the IMAP function to sync it.

Apparently that this IMAP sync hack has been around for awhile and Microsoft is aware about it. Its not really a security flaw, however its more of a feature, which of course can be abused if somehow your username and password has been compromised.

What I learn from this

  • Secure the email which you use as a recovery email and don’t use that email at all if possible to signup for anything online
  • ALWAYS enable secondary authentication like 2FA
  • Manage your password well and try not to use the same password in all your site. Even though I do have a standard password which I use for dodgy sites however you can’t be too careful as even the best companies in the world are not spared from hackers trying to gain access to their databases.
  • Frequently check and verify your security logins on all your main accounts.

Summary

I do hope that you would not go thru this experience as I did, it really wasted a lot of time and I felt disgusted at the fact that someone had breached my privacy.

I did suffer some losses, this was purely because I so happened to be awake at the time of the hack. Its indeed an experience which I don’t wish any of you to partake in.

Cheers and hope my sharing will be able to help you guys to start securing your accounts more.

Resolving problems using technology – great work Lazada

It was just a few days ago where a news article came out stating that a lot of farmers from Cameron Highlands had to dump tons and tons of fresh vegetable because they were unable to deliver it to the cities. This was mainly because of the Malaysian Movement Control Order (MCO) as moving within states has been restricted.

The heaps of vegetables that have been sorted left at the walkway at the market.

https://www.malaymail.com/news/malaysia/2020/03/29/after-supply-woes-force-cameron-farmers-to-dump-greens-lazada-steps-in-and/1851378

It wasn’t only the fresh vegetables that was effected, however it was also fish and meat as most of these items were brought in from other states into the city.

After seeing the news, LAZADA which is one of the largest online eCommerce stores in Malaysia step in to connect these farmers / fishermen and also meat vendors directly to the consumer.

LAZADA had both the logistic capabilities and also the reach to a large part of the consumers in Malaysia as its been around for a number of years now.

I was truly impressed by the speed on how fast LAZADA managed to get these stores up and running. In less then 1 week, the stores opened up today. Instead of selling each vegetable individually, LAZADA has also created “pakages” like if you wanted to cook Prawn Noodles, you could just buy a pack with all the required ingredients.

Even the stores were up for the fisherman. However for now, you could only buy a box filled with fresh seafood at a very reasonable price. Even though the deliveries would take a few days however it was assured that it would be fresh !

You could even start getting fresh meat from the marketplace on LAZADA which i guess it just gave the hypermarket a huge competition.

I was checking out the prices on all the items which are on LAZADA fresh markets, then comparing it to the hypermarkets. It surely is competitive and some are even cheaper. The big plus point is that its delivered to your doorsteps.

Summary

I would guess that by the time things start getting back to normal and the Movement Control Order is lifted, a large part of the population would be so used on getting their daily needs online therefore the markets and malls would need to really think of new ways to get and retain their customers.

Cheers all and have a brilliant day.

Covid-19 the real challenge for me and a lot of people around me

Today, I really needed to go grab some groceries as we were running low of some fresh meat and other stuff back at home. So I slapped on the mask and off I went to the grocery store.

I went to one which was not too crowded and even though the price was a little bit higher, however, I could get everything I wanted in 1 location.

Before getting into the hypermart, I had to stand in queue for like 30 mins as they would only allow a maximum of 30 people in the hypermart, I was there early, however, the line was already building up.

While waiting in line there was a man in front of me who was exchanging voice notes with his wife over the Whatsapp and she was literally telling him what to buy and stuff like that. I couldn’t help noticing that he kept checking his wallet to see how much he has in it. And in one of his voice message, he said to his wifeLets not buy it this week … my salary is not in yet, let’s try to get it next week

After he said that, there was silence and a few mins later an acknowledgement of “ok” was heard.

The Financial Challenge

For a lot of people being able to survive for a 1 – 2 months in a state where you most likely unable to get any work done is not great but still bearable. However, as we go forward into the 3rd – 5th month we would really start to see the strain on it because we may never know if we would still have a job once this dreadful virus has gone.

Virus hits China's economic heart -- its small businesses - Nikkei ...

Read an interesting article about how the virus has impacted the SMEs in China and I would believe that a lot of the challenges which is faced in China would be almost the same everywhere else.

https://asia.nikkei.com/Business/Industry-in-focus/Virus-hits-China-s-economic-heart-its-small-businesses

Over here in Malaysia, a stimulus package by the government has been presented just 2 days ago. It sounds really amazing as the government is planning to cough up 250 billion into it. Some say it’s like an airdrop.

Malaysia Second Economic Stimulus Package 2020 | Crowe Malaysia PLT

It was met with a lot of scepticism as the stimulus package is focus towards the individuals and not towards the Small-Medium Businesses. And with that amount of money pump into the package, a lot of questions came about to where is the money coming from.

Malaysia's 1 Trillion Ringgit Government Debt Explained - Bloomberg

Everyone didn’t forget that Malaysia has a 1 trillion dollar debt which was created by the previous administration and the scandals around the infamous 1MDB

With Stocks falling to its bottom and our currency which is being devalued day by day, the future in Malaysia looks very uncertain.

It was only 2 weeks ago, Malaysia started the Movement Control Order and that was the time where people started to panic buy carting away trolleys filled to the brink with items which they may or may not need.

However today, it was pretty clear that the panic buying has subsided and people started buying only the things out of necessity. This could most likely be the cause of realization that we need to be diligent with our spending as we may have to survive for another few months before businesses can commence once more.

By then it would literally be the survival of the fittest as I do foresee that a lot of companies would be going thru bankruptcy.

source : https://www.aljazeera.com/news/2020/03/airlines-expected-survive-coronavirus-crisis-200327105125021.html

As of now, lets all keep positive and start planning for the long run, don’t panic buy .. buy what you need and not what you want.

Stay strong and stay safe .. cheers guys and have a good Sunday

Coingecko ‘s How to Defi

At times like these when we are all spending a lot of our time at home due to the Covid-19. Its best that we start to explore some areas where we could most possibly earn a bit of income thru online resources.

Coingecko has just released a new ONLINE eBook where you get to learn a lot of cool stuff about DeFi.

What on earth is DEFI ?

If you have not heard about what DEFI is, it stands for Decentralize Finance, its redefining Finance in a more decentralized manner. What DeFi developers has done is to create financial tools and services to be able to help and benefit you in a decentralize way.

Some of the content of this book as snapshot of the topics below.

With this book you would be able to grasp the idea of what DeFi is and also how you can get involved in it. One of my favourite topics is of course about Syntheticx.

What are Synthetixs ? In a quick explaination, you get to trade Forex pairs, and even commodity pairs XAU ( gold ) and XAG ( silver ) assets in a decentralized way.

Being a fully decentralize platform, you are not even required to do the KYC ( at the moment ) and you can get up and running within minutes.

Where to download this book ?

This book is distributed by Coingecko for FREE! Yeap … 100% free with no marketing pitch or any other nonsense like that.

It makes it a great read during these times and you are just 2 clicks away from getting it. You can grab your download link here.

https://landing.coingecko.com/how-to-defi/

Just check it out and I’m sure that you would be able to learn something new today.

Have a brilliant day ahead !! Stay Safe !

Day 6 of Malaysia Movement Control Order

If you can’t go to Starbucks … then bring the Starbucks home ! Got myself a Stabucks mug and started making my coffee and working on my computer. Why not eh … at least it almost feels like Starbucks.

There were 106 new Covid-19 cases today here in Malaysia however we have 24 who have recovered !!! I live in the state which has the highest infected at the moment with about 381 in treatment.

All information above was taken from https://outbreak.my

As a daily routine, the first thing I would do after getting up is to check the news and also the price of all the cryptos I’m currently holding, hoping not to see a further crash.

There are a few news sites which I frequently visit however I do checkout on the community FaceBook Group which has all the crypto enthusiast here in Malaysia where you get “curated” news about stuff happening in the Blockchain space. I guess thats better then reading up on all the different stuff out there.

There is so many news covering Covid-19 out there and there just don’t seem to be much good news going around. The best news however today was that crime rate in Malaysia has gone down to almost 0 !

Another day .. wishing for better days to come ! Cheers all and stay safe !

TeamMalaysia Talks Vol 3

We are going to host another Online Meetup talking about the state of things and crypto related stuff … most likely touching a bit about HIVE and the communities.

Its going to be done tonite at 9pm Malaysia/Singapore time and our previous videos seems like we managed to get about 300 views on it. Hahah … the power of social media.

All these talks would be stream directly to FB live in TeamMalaysia’s Facebook group so anyone can just watch , participate, listen or even chat there.

I try to do it every 2 days .. however lets see how things progress. We gotta start somewhere ! Here is the ZOOM invite if you wanna just join in for the fun of it, you gotta tolerate with our Malaysian slang when coming in .. its meant to be just lively conversations and nothing too serious.

Time: Mar 23, 2020 09:00 PM Singapore

Join Zoom Meeting

TeamMalaysia Talks ZOOM invite

Meeting ID: 967 442 881 | Password: 024197

If you want to join in thru FB , here is the link to the FB group where we Malaysians hang out

https://www.facebook.com/groups/Steem.Malaysia/

Cya later if you get there ! Cheers all.

Why I am still here on Steem

Over the past 2 days, I’ve attended blockchain events here in Malaysia purely to support other community builders in the Blockchain Space. One of the hottest topics that was asked was the state of the STEEM Blockchain obviously.

Also, someone asked me if I was still going to be talking about STEEM and running events to talk about STEEM blockchain which I’ve been doing over the past few years.

My answer was that even though there are numerous disputes happening at this point in time, however, you can clearly see how strong and vocal the community is. This is something that I do not see in other blockchain projects.

Since 2017 when I first joined STEEM, there were so few options on how to post to the Steem blockchain, not only that, it was really hard to even get your account created. Even with that, I still managed to run my first event talking about STEEM and a lot of people were interested however only a few managed to get their accounts and continued their journey together with me as **Teammalaysia** community here.

This was my first ever meetup which I did here in Malaysia .. i remembered I did a demo post during my presentation https://steemit.com/steemit/@bitrocker2020/welcoming-new-steemians-from-malaysia

___

Realizing that STEEM is not just a “blogging” platform, however, that it would only be successful if its a community. Therefore that’s why this fueled my drive to grow this into something larger. So I began speaking about STEEM wherever I went …

8e0bfe7f-7623-45db-b404-5259cc47c268.jpeg

And as it started to gain traction, the community just grew and grew and I made many many friends during my journey.

Most of my talks were at a diverse crowd of tech and non-tech. I’ve even talked about steem at women entrepreneurs event and also numerous blockchain events

Image result for bitrocker2020 women on web

I also did talk about steem to musicians and artists asking them to come on board and share their artistry here within the community.

6d9219ee-aa39-41ad-a1db-83bf2d738450.jpeg

One of my highlights was organizing Borneo Blockchain Summit where we got huge support from the community to run it as we had key government officials to come and attend and actually listen about what Blockchain technology and of course about STEEM as well. The event was a success with 250 attendees !

Image result for borneo blockchain summit

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Image result for bitrocker2020 talk

SO Why Am I Still Here ?

I am still here is because I just love this community and steem has been beneficial for everyone not in a sense of only earning some crypto, however also a way to share something, be it a thought, an activity or even something as simple as your kid’s drawing or your cooking. Its a space that gives us the freedom to be ourselves.

Image result for bitrocker2020 talk

I remember sharing about my burned pizza on steem once as my kid got pretty sad cuz he so wanted to eat pizza

Here was one of the comment which came after I posted it

Apart from just seeing how the community evolved into something larger than just **Teammalaysia** . You start seeing a lot of involvement with other communities, where individuals would start making friends with other content creators regardless of race or religion. Heck .. we became friends without even knowing our first names.

So I guess I’m here to stay and not moving anywhere … all this fiasco about TRON and STEEM, I hope that there is progress to resolve and move on positively as the community is watching and is reacting.

image.png

I hope the newly signed up individuals from whichever community are also able to experience steem as how we have so that we would be able to grow as a community to make it even larger than just a blockchain.

Lets STEEM On !

Ballet Crypto Hardware Wallet

So today I’ve got this really cool Bitcoin Hardware wallet called Ballet Crypto Wallet. It claims to be the very first multi currency physical wallet which is non-electronic.

I must say that when I got it, it has a pretty good packing and its using “recycled” paper which is a good thing. Why I got it ?? Well … its stainless steel and I thought that it would be great to bring around during my presentation and an easier way to explain what Bitcoin and crypto is.

Upon opening you would be able to take out the card which is made out of stainless steel and also you have a hard casing for you to protect the card from unnecessary damage.

Here is the list of all the crypto that you can dump into this wallet. How it works is that you would require to download the mobile app and you can then activate the various coins you want to add to this.

Image result for balletcrypto

There are a lot of crypto guys who has claimed that this is unsafe due to the nature that both the private key and address are printed on the card.

As for me, I don’t think I’ll place my entire portfolio here however it would be a great way to explain to someone who is new to cryptocurrencies on how crypto works in general and what is a wallet.

It would also be really nice if these guys support STEEM.

If you want to know more about Ballet Crypto Wallet, do checkout this site https://www.balletcrypto.com/en/

Cheers guys and I hope you are having a brilliant weekend.

Uniswap Exchange – Profiting from Liquidity Pools

I would guess that some of you have already heard about Uniswap Exchange by now, if not then you may want to check out this post which explains what Uniswap Exchange is all about.

https://www.mycryptopedia.com/what-is-uniswap-a-detailed-beginners-guide/

Now once we got that out of the way, let’s talk about Liquidity Pools and now you can make a profit out of it.

Liquidity Pools are basically you providing liquidity to the exchange in other words, you become a shareholder of a particular pair for example ETH/wBTC .

To be able to provide the liquidity you would need to place in any amount of liquidity into the pool. The only criteria you would need to comply if that if you place in 1 ETH then you would also need to put in 1 ETH worth of wBTC as well as the image below shows.

The more you put in, the more % of the total liquidity pool you would receive.

Why is the % of total the liquidity Pool important?

Well… basically how much fees you receive as a liquidity provider is really depending on how much of your contribution of the pool fees you provide.

How do I make money?

If you are familiar with exchanges, you would then know that every transaction that you do, you would need to pay a transaction fee. This is normally about 3% or less depending on the exchange.

So instead of giving the money to the exchange, each time someone swaps a token on Uniswap and its the pair which you have provided liquidity for, you will earn a % of that transaction fee. How much would depend on how much share % of the liquidity pool for that particular pair?

For example if you hold a 10% of the liquidity pool for the pair of ETH/wBTC then whenever someone swaps using this pair, 10% of the fees for swapping comes back to you.

The rate for the transaction which is set my Uniswap is currently 0.3% which is meant to encourage more people to use this as a service.

Which Pairs are most profitable at the moment ?

At this current moment, it shows that ETH/wBTC uniswap pools would give you a profit of about 6.55% over the next 30 days.

So how can I monitor my income from Uniswap ?

Here is a really good tool to have just to check the pools which are going to give you a return on your investment and also what your current profits are.

https://www.uniswaproi.com/

Long Term Gains not Short Term

Ok, if you are thinking that you would be a multi millionaire overnight then Uniswap may not be for you. The gains are long term and you would expect a gain of about 4% – 8% APR depending on the pairs you are providing liquidity for.

Those pairs which gets swapped a lot are the ones which will be giving you some of the best profits.

How should I decide to be a liquidity pool shareholder?

If you have ETH which is just sitting down somewhere and not doing much, or even if you have BTC which is just sitting down in your wallets. Why not invest in a pool which will increase your volume gradually.

Once the price goes up, you could just withdraw from the pool together with all your earnings and cash out.

More references of Liquidity Pools can be found here, or you can search YouTube for a lot of videos about this

https://medium.com/@pintail/uniswap-a-good-deal-for-liquidity-providers-104c0b6816f2

Summary

Since DeFi is such a new topic and a lot of people are just getting into it. You’d be surprise on how many ways you are able to earn nicely from scouting around and finding trade opportunities.

I would share more soon and I do hope that you start to get curious as to how DeFi challenges the banks in so many ways and how to take advantage of it to receive some profits.